Category: Tips

What Savvy Homeowners Do When Buying Property

Buying a house is one of the biggest financial undertakings in a person’s life. Some say it’s an emotional rollercoaster. But I am here to tell you that we don’t need to pour out our emotions for this decision. We just need to be prepared.   Here are five things you need to do before… Continue reading What Savvy Homeowners Do When Buying Property

3 things I tell people about retirement that they NEVER want to hear about

retirement

Have you ever thought of the word “retirement” for your life?

As we grow old, it is expected that we have saved enough money to use and spend when we retire. Unfortunately, most people do not have enough saved (73% of Singaporeans to be exact) to reach retirement. So we have to do something! I have to do something! At the very least educate you, my readers and friends, about planning ahead and saving accordingly.

I believe retirement is financial independence.

One way to ensure that our family and our lifestyles are protected is to plan for retirement. If you are in your 50’s, you still have the chance to do so. I want families to understand their current situation and it’s crucial how we can maximize wealth to full potential through property.

Leasehold & Freehold Properties: What’s the Difference?

Honestly, trying to decide if you should get either a freehold property or a leasehold property would really depend on the time period or ‘era’ you’re in and your preference. Notice that most people from long ago wanted freehold ones because the filial piety and expectations for your generations to stay in the same ancestral house was more of a ‘trend’ or a tradition. But now, most, if not everybody, are into practicability. Seeing as children won’t probably stay in the same household for the rest of their lives would also mean choosing leasehold. In the end, it all depends on you.

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